PennyPal — AI Subscription With Bill Tracker | SwiftUI iOS App

AI Personal Finance — Subscription & Bill Tracker (Native SwiftUI)

Stop losing money to forgotten subscriptions. AI Personal Finance is a premium, 100% native SwiftUI iOS app that tracks every subscription and recurring bill in one beautiful place — with an AI scanner that detects hidden charges, smart renewal reminders, gorgeous analytics, and a built-in StoreKit 2 paywall. No backend. No Firebase. No login required. Rebrand it and ship to the App Store today.

⭐ Why This Template Stands Out

100% Native SwiftUI + SwiftData — no Objective-C, no storyboards, no legacy WebView. Built for iOS 17+.
Zero backend, zero server cost — works fully offline with optional iCloud (CloudKit) sync. No Firebase setup headaches.
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